Release Notes for API Documentation Site

Release Notes for Component Elend

Effective date: March 1, 2026, SBA will eliminate the use of the FICO SBSS Score for 7(a) Small Loans (<$350,000.00).

Etran xsd Version: 9.2

Publication Date: 04/30/2026.

  1. Updated this 9.2 enumeration.

    2. Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

     Added new XML tags for ITLQualCategory, OwnershipChgType. Changes documented in SBA_ETran.9.2.orig.xsd (Origination) and SBA_ETran.9.2.serv.xsd (Servicing): <
  2. Added following new tag from LoanApplication (ETRAN-Orig) and Loan (ETRAN-Serv):
    • app - ITLQualCategory
    • procd - OwnershipChgType
    3. Etran xsd Version: 9.1

    Publication Date: 07/21/2025.

    1. Updated this 9.1 enumeration.

      2. Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

       Added new XML tags for LienHldrNameType. Changes documented in SBA_ETran.9.1.orig.xsd (Origination) and SBA_ETran.9.1.serv.xsd (Servicing): <
    2. Added following new tag from LoanApplication (ETRAN-Orig) and Loan (ETRAN-Serv):
      • collatlien - LienHldrNameType
      3. Etran xsd Version: 9.0

      Publication Date: 06/04/2025.

      1. Updated this 9.0 enumeration.
      2. Removed the following tags from LoanApplication (ETRAN-Orig) and Loan (ETRAN-Serv):
        • app - FrnchiserBooksInd
        • app - FrnchiseDeferPymtInd
        • app - FrnchiseDeferPymtMonths
        • app - FrnchiseWarnTermInd
        • app - FrnchiseOpporCureInd
      3. Support for Principal Spousal Ownership reporting (ETRAN-Orig and ETRAN-Serv):
        • perreltn - FamMemTaxId1
        • perreltn - FamMemTaxId2
        • perreltn - RelTyp
      Etran xsd Version: 8.2

      Publication Date: 02/06/2025.

      1. Updated this 8.2 enumeration.

      Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

       Added new XML tags for NonStandardText. Changes documented in SBA_ETran.8.2.orig.xsd (Origination) and SBA_ETran.8.2.serv.xsd (Servicing): <
      nonstdtext - NonStandardTextSeq
      nonstdtext - NonStandardText
      Etran xsd Version: 8.1

      Publication Date: 08/01/2024.

      1. Added this 8.1 enumeration.

      Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

      Changes documented in SBA_ETranTypes.xsd (this file):  Added new XML tags for WorkingCapitalProgram. Changes documented in SBA_ETran.8.1.orig.xsd (Origination) and SBA_ETran.8.1.serv.xsd (Servicing): <
      wcp - DeliveryMethodAsset
      wcp - DeliveryMethodTrans
      wcp - DomesticAdvPct
      wcp - ForeignAdvPct
      wcp - InventoryAdvPct
      wcp - SBAExpRefiInd
      Etran xsd Version: 8.1

      Publication Date: 12/16/2024.

      1. Updated this 8.1 enumeration.

      Support for ETRAN-Orig and ETRAN-Servicing: Working Capital Program

      LoanAppNm has a limit of 80 characters. This is causing the legal trust name to be incorrectly truncated and not correctly reflect on loan docs. Loans with this situation require a 327 to correct the trust name to the full legal name as it should be reflected on the loan docs. Request was made to expand the character limit and trust names within ETRAN-servicing from 80 to 250 chars.

      Changes documented in SBA_ETranTypes.xsd (this file):  Updated existing XML tags for LoanName to accept chars upto 250. Changes documented in SBA_ETran.8.1.orig.xsd (Origination) and SBA_ETran.8.1.serv.xsd (Servicing): <
      Etran xsd Version: 8.0

      Publication Date: 07/08/2024.

      1. Added this 8.0 enumeration.
      2. Support for Beneficial Ownership Secondary Principals.
      3. New columns for Guarantors who are an Operating Company:
        • guar - CrdScrFinCashAndEquiv
        • guar - CrdScrFinTotAsset
        • guar - CrdScrFinTotLiab
        • guar - CrdScrFinNetWorth
        • guar - CrdScrFinTotSales
        • guar - CrdScrFinEarnBefIntTx
        • guar - CrdScrFinAnnIntExp
        • guar - CrdScrFinDDABal
        • guar - PaymentsLessThanCCInd
        • guar - BooksToLenderType
        • guar - BooksToLenderWithinDays
        • guar - BusPrimCntctNm
        • guar - PrimaryPhone
        • guar - AlternatePhone
        • guar - PrimaryEmail
        • guar - AlternateEmail
        • guar - PrevGovFinInd
        • guar - BusOutstandingDebtInd
        • guar - FedDisqualifiedInd
        • guar - GamblingOrSexualNatureInd
        • guar - NonFmrSBAEmpInd
        • guar - NonLegBrnchEmpInd
        • guar - NonFedEmpInd
        • guar - NonGS13EmpInd
        • guar - NonSBACEmpInd
        • guar - IntrstOthBusinessInd
        • guar - IndctPrleProbatnInd
        • guar - ApplicantPaidFee
        • guar - RevenueAmt
        • guar - EmployeeSize
      Etran xsd Version: 7.5

      Publication Date: 07/05/2024.

      1. Added this 7.5 enumeration.

      Support for ETRAN-Orig: SBA Form 1244 ETRAN modifications (Phase 2) - CDC related change. Servicing will have same change.

      Changes documented in SBA_ETranTypes.xsd (this file):  Added new XML tags for Application and Hold Status. Changes documented in SBA_ETran.7.5.orig.xsd (Origination) and SBA_ETran.7.5.serv.xsd (Servicing): <
      app - LenderUnderwriterEmplStatus
      app - LenderUnderwriterName
      app - CDCorTPLDebt
      app - CDCRequestException
      app - CDCRequestWaiver
      app - FedAgncyCDCReqExceptionInstallPayment
      app - ProjFundRelocate
      app - ProjEligCDCPortfolioJobRatio
      app - ProjElig504DebtRefAltJobGoal
      app - Approved4PrevSpcPurpsProj
       Added new XML tags for 1244 professional license for Borrower for Origination and Servicing :
      borr - ProfLicenseRequired
       Added new XML tags for 1244 professional license for Guarantor for Origination and Servicing :
      guar - ProfLicenseRequired
      Etran xsd Version: 7.4

      Publication Date: 03/28/2024.

      1. Added this 7.4 enumeration.

      Support for Terms and Condition - Blanket Lien for Collateral under Personal Property more generic name CollateralBlanketLien. Servicing will have same change.

      Changes documented in SBA_ETranTypes.xsd (this file):  Added new XML tag CollatBlnktLn <
      collatblnktln - CollateralSequenceNmb
      collatblnktln - BlanketLienCd
       Added new MANDATORY Validations for 1919 Questions, effective 60 days starting from Phase 1 deployment date

       Added new XML tag LegalOrgnztnOtherTxt for Associate, Borrower, Guarantor, Principal for Origination and Servicing :
      assoc - LegalOrgnztnOtherTxt
      borr - LegalOrgnztnOtherTxt
      guar - LegalOrgnztnOtherTxt
      prin - LegalOrgnztnOtherTxt
       Added new XML tags for BusinessSpecialOwnership for Origination and Servicing :
      busspcownrshp - TaxId
      busspcownrshp - SpecialOwnershipCd
      busspcownrshp - SpecialOwnershipOtherTxt
       Added new XML tag LegalOrgnztnOtherTxt for Associate, Borrower, Guarantor, Principal for Origination and Servicing :
      assoc - LegalOrgnztnOtherTxt
      borr - LegalOrgnztnOtherTxt
      guar - LegalOrgnztnOtherTxt
      prin - LegalOrgnztnOtherTxt
       Added new XML tags for BusinessSpecialOwnership for Origination and Servicing :
      busspcownrshp - TaxId
      busspcownrshp - SpecialOwnershipCd
      busspcownrshp - SpecialOwnershipOtherTxt
       Added new XML tags for Borrower/Principal Form 1919 questions for Origination and Servicing :
      borr - ApplicantPaidFee
      borr - IntrstOthBusinessInd
      borr - ExporterEstTotalSales
      borr - ExporterPrincipalCountriesList
       Added new XML tags for Borrower/Principal Form 1919 questions for Origination and Servicing :
      borr - ApplicantPaidFee
      borr - IntrstOthBusinessInd
      borr - ExporterEstTotalSales
      borr - ExporterPrincipalCountriesList
      guar - ExporterEstTotalSales
      guar - ExporterPrincipalCountriesList
      prin - PrevGovFinInd
      prin - ExporterEstTotalSales
      prin - ExporterPrincipalCountriesList
      Etran xsd Version: 7.3

      Publication Date: 10/12/2023.

      1. Added this 7.3 enumeration.
       Added new XML tags for Application and Hold Status. Changes documented in SBA_ETran.7.3.orig.xsd (Origination):
      app - LoanApplicAppvDt
      app - LoanApplicRecvDt
      app - LoanApplicStatusCd
      app - LoanEntryDt
      app - LoanSourcTypCd
      app - LoanStatusDt
      app - NAICSYear
      app - ProjectCountyCd
      apphold - HoldStatusCd
      apphold - HoldStatusCertDt
      apphold - HoldStatusDescription
      apphold - HoldStatusEndDt
      apphold - HoldStatusStartDt
      borr - EmployeeSize
      borr - RevenueAmt
       Added new XML tag to set Controlling Interest Indicator. Changes documented in SBA_ETran.7.3.orig.xsd (Origination):
      borr - ControlInterestInd
      prin - ControlInterestInd
      Etran xsd Version: 7.2

      Publication Date: 09/28/2023.

      1. Added this 7.2 enumeration.
       Added a new XML tag for 7A ApplicationS. Changes documented here in SBA_ETran.7.2.orig.xsd (Origination) and SBA_ETran.7.2.serv.xsd (Servicing) are only applicable for 7A loans:
      app - CalendarBasisCode
      1. Added this 7.2 enumeration.
       Added new XML tags for Guarantor. Changes documented in SBA_ETran.7.2.orig.xsd (Origination) and SBA_ETran.7.2.serv.xsd (Servicing) are only applicable for 504 loans:
      guar - LifeInsuranceInd
      guar - LifeInsuredName
      guar - LifeInsuranceAmt
       Added new XML tags for StandbyAgreement for Origination and Servicing :
      stbyagrmt - InjectionAuthInd
       Added new XML tags for StandbyAgreement for Origination and Servicing :
      stbyagrmt - InjectionTypeCode
      stbyagrmt - LineOfCreditIndicator
      stbyagrmt - TermsInYears
       Added new XML tags for Collateral, CollateralLien and Borrower Contribution for Origination and Servicing :
      collat - Endorsement
      collat - FixtureEquipmentAppraisal
      collat - MortgTaxesLiens
      collat - NoExceptionMechLiens
      collat - NotContMGLSec21eException
      collat - PriorOpenEndLienInd
      collat - RequestForNoticeInd
      collat - SecureLienHolderVerifyInd
      collat - StatemntNonHomesteadInd
      collat - StatutoryCondPowerInd
      collat - TitleAmount
      collat - WithoutStdException
      collat - WithoutStdSurException
      collat - WithoutExceptionToHomestead
      collat - WritnAgrmtPriorLienHoldInd
      collat - WritnWaiverBusHomesteadInd
      collat - WritnWaiverRedemptnRightInd
      collat - WritnWaiverHomesteadInd
      collatlien - CollatLienRevolvingInd
      collatlien - CollatLienLimitAmount
      borrcontrib - BorrowerContribtnSeqNmb
      borrcontrib - BorrowerContribtnTypCd
      borrcontrib - BorrowerContribtnAmount
       Added presave validation for actions to be restricted to SBA Users, applicable to all 504 loans
    Etran xsd Version: 7.1

    Publication Date: 08/01/2021.

    Support for Deferment "Delete" and Regenerate Schedule actions. Servicing will have same change.

    1. Added this 7.1 enumeration.
     Changes documented in SBA_ETran.7.1.serv.xsd (Servicing):
    1. Added few new XML tags for deferments and payment schedules in Servicing :
      defer - NextInstlmntDueDt
      gensched - PaymentFrequency
      gensched - NextInstallmentDate
      gensched - PaymentAmount
    2. Added presave validation for actions to be restricted to SBA Users, applicable to all Disaster + any other purchased guaranty LS/SS loans

    Support for Loan Authorization Added new field Other Closing costs for the 504 debenture. This is entered only for 504 transactions. Servicing will have same change.

     Changes documented in SBA_ETran.7.1.orig.xsd (Origination) and SBA_ETran.7.1.serv.xsd (Servicing):
    1. New XML tag OtherClosingCostAmt
    Etran xsd Version: 7.0

    Publication Date: 04/29/2021.

    Support for Loan Authorization - Use of Proceeds Sub more generic name UseofProceedsSub. Servicing will have same change.

    Changes documented in SBA_ETranTypes.xsd (this file):
    1. Added this 7.0 enumeration.
    Changes documented in SBA_ETran.7.0.orig.xsd (Origination):
    1. Added new XML tag UseOfProceedsSub for 504 types in Origination
    Changes documented in SBA_ETran.7.0.serv.xsd (Origination):
    1. Added new XML tag UseOfProceedsSub for 504 types in Servicing
    Etran xsd Version: 6.6

    Publication Date: 04/29/2021.

    Support for ITIN certification indicator added. XML tag EINCertInd has been replaced more generic name TaxIdCertind. They reside under the Borrower,Principal,Guarantor and Associate. Servicing will have same change.

    Changes documented in SBA_ETranTypes.xsd (this file):
    1. Added this 6.6 enumeration.
    Changes documented in SBA_ETran.6.6.orig.xsd (Origination):
    1. Changed XML tag EINCertInd to TaxIdCertInd for 4 participant types in Origination (same will be done in Servicing)
Release Notes for Component Micoloan
Microloan xsd Version: 1.3

Publication Date: 02/17/2022.

Changes documented in SBA_MicroloanTypes.xsd (this file):
  1. Added this 1.3 enumeration.
Changes documented in SBA_MicroloanOrigination.1.3.xsd (Origination):
  1. Added new child elements to Loan,Added Economic Distressed Area Indicator.
Microloan xsd Version: 1.2

Publication Date: 07/14/2020.

Changes documented in SBA_MicroloanTypes.xsd (this file):
  1. Added this 1.2 enumeration.
Changes documented in SBA_MicroloanOrigination.1.2.xsd (Origination):
  1. Added new child elements to Loan,Added Number of Current Employees and Rural Urban Indicator .
Microloan xsd Version: 1.1

Publication Date: 02/27/2017.

Changes documented in SBA_MicroloanTypes.xsd (this file):
  1. Added this 1.1 enumeration.
Changes documented in SBA_MicroloanOrigination.1.1.xsd (Origination):
  1. Added new child elements to Loan, Added Currently on Parole/Probation Indicator and Online lending indicator.
Changes documented in SBA_MicroloanServicing.1.1.xsd (Servicing):
  1. Added many new child elements to Loan.
Microloan xsd Version: 1.0

Changes documented in SBA_MicroloanTypes.xsd (this file):
  1. Added this 1.0 enumeration.
Changes documented in SBA_MicroloanOrigination.1.0.xsd (Origination):
  1. Added many new child elements to Loan,Primary Borrower Related, Borrower Business Related (Give if BusinessPersonInd is B.),Borrower Person Related (Give if BusinessPersonInd is P.) and UseOfProceeds (purpose of the loan).
Changes documented in SBA_MicroloanServicing.1.0.xsd (Servicing):
  1. Added many new child elements to Loan.

For some of the major milestones in Elend versions, please refer to XML Application Implementation Issues